BUYING A HOME
Are you tired of trying to do it all yourself? Spending all your time going from house to house, trying to find the perfect home? Don't know what to do next? Buying a home is complicated. Leave the work and stress to me.
My services for you as the buyer are FREE. The listing agent is protecting the seller. The new home salesperson is protecting the builder. Make sure that your interests are protected. A knowledgable realtor can actually help you negotiate a lower price and better terms.
Even if you are not ready just quite yet, I can help you prepare for when you are. Feel free to call 703 786 7607 or email me (Nova@NovaOtte.com) for any questions or advice.
For your convenience, I also provide listings by email. I can set up a search of homes specifically made for your needs. It can provide you up to date information on homes new to the market or that have a change in price - automatically.
I do not give out your personal information and contacting me does not obligate you to work with me. I want to earn your trust so that you will see the advantage of working with me. Hopefully, you'll even think of me when someone asks you if you know a good realtor!
Don't forget to add my website to your favorites to allow you quick access to all I have to offer: MLS home search, open house search, local resources (links to great helpful websites), mortgage calculator, etc.
How I Can HelpBefore you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
